| Product | Upfront | Gold (35M under management) Upfront | Trail | Clawback Policy |
| Smart | 0.66% Inclusive GST | 0.77% Inclusive GST | 0.11% Inclusive GST | 1 Year - 100% 1.5 Year 75% 2 years 50% |
| Prime | 0.66% Inclusive GST | 077% Inclusive GST | 0.11% Inclusive GST | 1 Year - 100% 1.5 Year 75% 2 years 50% |
| Optimal | 0.66% Inclusive GST | 0.77% Inclusive GST | 0.11% Inclusive GST | 1 Year - 100% 1.5 Year 75% 2 years 50% |
| Vivid | 0.66% Inclusive GST | 0.77% Inclusive GST | 0.11% Inclusive GST | 1 Year - 100% 1.5 Year 75% 2 years 50% |
| Optimal Commercial | 0.66% Inclusive GST | 0.77% Inclusive GST | 0.11% Inclusive GST | No Clawback |
| So Money Wholesale Fund | 0.55% Inclusive GST | 0.55% Inclusive GST | No Trail | No Clawback |
Special Products (Smart Plus, Optimal Gold, Optimal Platinum, etc. ) please confirm with BDM.